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Nkuku Limited is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 1015081. Nkuku Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.